A virtual card and payment platform built for the modern world. Settle bills, top up airtime, and shop Apple — in one swipe, from a single black-glass surface.
From your monthly electricity bill to a brand-new MacBook Pro. RAVEN routes the payment, you keep moving.
iPhone, MacBook, iPad, AirPods — at competitive prices, with installments and fast local delivery.
Prepaid & postpaid tokens, instant.
M-KOPA, Sun King & PAYGo plans.
DSTV, GOtv, StarTimes, Azam.
Water utility bills paid in seconds.
Reference-based settlements, receipts in-app.
All major networks · airtime + data bundles.
We don't ask for patience.
We ask for two seconds—
then we're out of your way.
Issued in 14 seconds, ready to spend anywhere Visa is accepted. Freeze, unfreeze, or generate single-use details — all from your phone.
No spinning wheels, no “pending for 24 hours.” RAVEN clears utility bills, airtime, and Apple orders the moment your card swipes.
Card numbers never touch merchants. We mint a fresh token per swipe, and a hardware-isolated vault holds the original PAN.
Fund from Mobile Money, settle in your local currency, with FX only when you need it. Built for people who move fast.
Real humans, on WhatsApp, X, and phone. Median first-response under 90 seconds — no bots, no script readers.
Duration: 15 months · Reinvestment min: $300
Weekdays only| LEVEL | COMMISSION | UNLOCK |
|---|---|---|
| Level 1 | 20% | 1 direct |
| Level 2 | 17.5% | 2 directs |
| Level 3 | 15% | 3 directs |
| Level 4 | 12.5% | 4 directs |
| Level 5 | 10% | 5 directs |
| Level 6 | 7.5% | 6 directs |
| Level 7 | 5% | 7 directs |
| Level 8 | 2.5% | 8 directs |
| Level 9 | 1.25% | 9 directs |
| Level 10 | 0.75% | 10 directs |
14 seconds to issue. Free for the first six months. No paperwork, no branches.